394. Exploring Note Investing & Cash Flow Strategies with Fred Moskowitz

May 22, 2023

Investing in notes can be a great way to earn higher returns, but it requires hands-on work and dedication to ensure success.

In this episode, Fred Moskowitz shares his journey of realizing he was too dependent on his paycheck and turning to alternative investments for cash flow. He dives into the scalability of note investing, the different types of notes available in the market, and their risk levels. Fred discusses whether investing in individual notes or note funds might be more suitable depending on an investor’s time availability and risk profile. Tune in now for all this information and more!

Fred Moskowitz is an educator and best-selling author who has trained countless investors from all walks of life on how to create their own passive income streams. Fred teaches the concept that individual investors are able to step into the shoes of the lender through note investing and effectively "be the bank."

[00:01 - 08:26] Opening Segment

• Fred Moskowitz shares his background of transitioning from a computer engineer to note investing

• How he realized he was too dependent on his job and wanted to build other income sources

• How Fred explored different alternative investment styles and found note investing appealing

• Notes are bought and sold at a discount depending on the risk taken

[08:27 - 17:04] Investing in Residential Property Notes

• How to make money and scale your investments

• What allows lenders to recapitalize and originate new loans quickly

• Notes are bought and sold every day, sometimes going through multiple owners

• Investors buy discounted notes for liquidity purposes

[17:05 - 25:56] The Benefits of Scalability and Risk Management

• How investing in notes can yield higher returns than traditional investments

• There are multiple ways to access capital for note investing

• The risk of note investing depends on the type of note and the investor's risk tolerance

• An excellent option for passive investors who don't want to be involved in the management of the notes

[25:57 - 33:52] Closing Segment

• Loan servicing companies manage the day-to-day operations of the note for a low fee.

• Note investing is scalable and requires hands-on work to

Connect with Fred:

Website: Fred Moskowitz

Instagram: @thefredmoskowitz

Phone: Keyword MONEY to 215-461-4433

Download Fred’s special report on note investing at https://www.giftfromfred.com/ 

Resources Mentioned:

The Little Green Book Of Note Investing

Key Quotes:

“I came to this realization that no matter how good of an employee I was or how valuable of an employee I was, I could quickly lose my job through no fault of my own.” - Fred Moskowitz

“When you have a good reputation in the industry, you do what you're going to say you're going to do, and you deliver on what you promised.” - Fred Moskowitz

“No matter what you're doing, always invest in yourself. It's the best investment that you can make.” - Fred Moskowitz

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